If you are a car enthusiast who loves adventure and off-roading, you might be interested in the 2023 Maruti Suzuki Jimny. The Jimny is a compact SUV that offers a rugged design, a powerful engine, and a 4×4 system. It is also one of the most affordable SUVs in its segment, with a starting price of Rs. 12.74 lakh (ex-showroom Delhi).
But how much does it cost to buy and own the Jimny? What are the loan options and EMI plans available for this car? How much down payment do you need to make? In this article, we will answer these questions and help you plan your budget for the 2023 Maruti Suzuki Jimny Base Model EMI.
Maruti Suzuki Jimny Price in Delhi
The Maruti Suzuki Jimny comes in two variants: Zeta and Alpha. The Zeta variant is the base model, while the Alpha variant offers some additional features and options. Both variants are available with either a manual or an automatic transmission. Here is the ex-showroom price and on-road price of the Jimny variants in Delhi:
|Variant||Ex-showroom Price||On-road Price|
|Zeta MT||Rs. 12.74 lakh||Rs. 14.74 lakh|
|Zeta AT||Rs. 13.54 lakh||Rs. 15.66 lakh|
|Alpha MT||Rs. 13.89 lakh||Rs. 16.09 lakh|
|Alpha AT||Rs. 14.89 lakh||Rs. 17.20 lakh|
The on-road price includes the ex-showroom price, GST, RTO charges, insurance, and other fees and taxes.
Maruti Suzuki Jimny Base Model EMI
If you want to buy the Jimny on loan, you will need to pay a certain amount of down payment and monthly EMI (equated monthly instalment). The down payment is the initial amount that you pay to the dealer or the bank when you buy the car. The EMI is the fixed amount that you pay every month to repay the loan.
The amount of down payment and EMI depends on various factors, such as:
- The loan amount: This is the total amount that you borrow from the bank or the dealer to buy the car.
- The interest rate: This is the percentage of interest that you pay on the loan amount every year.
- The loan tenure: This is the duration of the loan, or how long you will take to repay it.
To calculate the down payment and EMI for the Jimny, you can use an online EMI calculator tool. You just need to enter the ex-showroom price of the variant that you want to buy, the interest rate, and the loan tenure. The tool will then show you the loan amount, down payment, and EMI for that variant.
For example, let us assume that you want to buy the Zeta MT variant of the Jimny on loan. This variant’s ex-showroom pricing is Rs. 12.74 lakh. You want to borrow 90% of this amount (Rs. 11.46 lakh) at an interest rate of 10.5% for a tenure of 60 months (5 years). Using an online EMI calculator tool, we get the following results:
- Loan amount: Rs. 11.46 lakh
- Down payment: Rs. 3.56 lakh (On-road price + processing fees + EMI – loan amount)
- EMI: Rs. 24,645
This means you’ll have to pay arount Rs. 3.56 lakh as a down payment and Rs. 24,645 as monthly EMI for 60 months to buy the Zeta MT variant of the Jimny on loan.
You can use different values of interest rate and loan tenure to see how they affect the down payment and EMI for different variants of the Jimny.
The Maruti Suzuki Jimny is a great choice for car enthusiasts who want a compact SUV that can handle any terrain and weather conditions. It is also fairly priced and provides excellent value for money.
However, before you decide to buy the Jimny, you should also consider other factors such as maintenance cost, fuel efficiency, resale value, and service network.