Planning to buy the 2023 Kia Seltos Top model? If so, you may be asking how much it would cost and what are your best loan alternatives & EMI Plans. To Find solutions to these and other questions here are details of Seltos Facelift EMI Plan.
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Seltos Engine
Popular compact SUVs in India include the 2023 Kia Seltos. It has a sleek interior, powerful engines, and many features. The highest Seltos model, the X-Line S Turbo DCT, has a 1.4-litre turbocharged petrol engine with 140 PS and 242 Nm.
Its 7-speed dual-clutch automatic gearbox changes smoothly and quickly. A matte graphite grille, orange accents, 18-inch alloy wheels, leather seats, a 10.25-inch touchscreen infotainment system, a Bose sound system, a sunroof, wireless charging, and six airbags are special to the X-Line S Turbo DCT.
What does this top model cost? X-Line S Turbo DCT ex-showroom pricing in Delhi is Rs. 18.26 lakh. However, this is not the final price. Road tax, registration, insurance and extras raise the car’s on-road price. X-Line S Turbo DCT on-road pricing in Delhi is Rs. 21.06 lakh.
Seltos Facelift EMI Plan
After learning the car’s on-road pricing, you may be asking how to finance it. Banks or financial institutions will offer automobile loans if you don’t have enough cash or savings to pay the whole sum immediately. A car loan is a secured loan where you return the lender in monthly payments with interest over a certain period. The lender holds the car as security until you return the loan.
The table below offers typical calculations based on different situations to help you understand how these factors affect your 2023 Kia Seltos top-model car loan. We estimated a 10% annual interest rate for all situations.
| Scenario | Loan Amount | Down Payment | Loan Tenure | Interest Rate | Monthly EMI |
|---|---|---|---|---|---|
| A | Rs. 16.85 lakh (80% of on-road price) | Rs. 4.21 lakh (20% of on-road price) | 5 years | 10% | Rs. 35,981 |
| B | Rs. 15.79 lakh (75% of on-road price) | Rs. 5.27 lakh (25% of on-road price) | 5 years | 10% | Rs. 33,741 |
| C | Rs. 14.74 lakh (70% of on-road price) | Rs. 6.32 lakh (30% of on-road price) | 5 years | 10% | Rs. 31,501 |
| D | Rs. 16.85 lakh (80% of on-road price) | Rs. 4.21 lakh (20% of on-road price) | 7 years | 10% | Rs. 27,962 |
| E | Rs. 16.85 lakh (80% of on-road price) | Rs. 4.21 lakh (20% of on-road price) | 5 years | 8% | Rs. 34,149 |
| F | Rs. 16.85 lakh (80% of on-road price) | Rs. 4.21 lakh (20% of on-road price) | 5 years | 12% | Rs. 37,897 |
According to the table, the monthly EMI depends on the loan amount, down payment, tenure, and interest rate. Use DriveSpark to get the perfect loan for your budget and interests.
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